Mortgages

For most buyers in Ontario, getting a mortgage approval is one of the most important — and misunderstood — parts of the home buying process. Many assume that once they receive a “pre-approval,” the hard work is done. In reality, a pre-approval is only the beginning. Before a lender...

Debt is often seen as a dirty word—but not all debt is created equal. While high-interest credit card balances can wreck your finances, some debt can actually be beneficial. So, what’s the difference between good debt and bad debt, and where does your mortgage fit int...

A reverse mortgage is a financial product that allows homeowners to borrow against the equity in their home, receiving tax-free loan advances without the requirement to make monthly payments. In Ontario, Canada, this option is gaining attention as more people look for ways to supplement their ret...