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Retiring With Cash Instead of Bricks

Posted on Dec 04, 2025


Retiring With Cash Instead of Bricks

The Psychology of Liquidating The House
For generations, the family home was treated as the ultimate nest egg — a physical, familiar form of wealth that would “take care of you” in retirement or be passed to children later. But a growing number of Canadians, particularly boomers, are choosing to sell earlier and c...

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What Happens If a Buyer Walks Away After Waiving Conditions 

Posted on Nov 20, 2025


What Happens If a Buyer Walks Away After Waiving Conditions?

In Ontario real estate, once a buyer waives their conditions, the deal is considered firm. At that point, both parties are legally bound to complete the transaction. But what happens if the buyer has second thoughts—or simply walks away?

It’s not as rare as people think. Life changes quick...

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What Lenders Actually Verify Behind the Scenes

Posted on Nov 06, 2025


What Lenders Actually Verify Behind the Scenes — And Why It Matters

For most buyers in Ontario, getting a mortgage approval is one of the most important — and misunderstood — parts of the home buying process. Many assume that once they receive a “pre-approval,” the hard work is done. In reality, a pre-approval is only the beginning. Before a lender...

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Do Sellers Get the Deposit if a Buyer Defaults?

Posted on Oct 23, 2025


Do Sellers Automatically Get the Deposit if a Buyer Defaults
 
One of the biggest misconceptions in Ontario real estate — especially in the GTA and Toronto — is that if a buyer defaults, the seller automatically gets to keep the deposit cheque.

The reality is more complicated. Deposits are not automatically released to the seller. In fact, there are s...

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Why Isn't My Home Selling Yet?

Posted on Oct 09, 2025


Why Isn’t My Home Selling Yet? 5 Things I Look at First

Once your home is listed, it leaves behind a little “digital footprint” — a trail of data that tells us how it’s performing.

When days on market start to stretch longer than expected, I know it can feel frustrating and uncertain. But here’s the good news: the market always gives us clues. And b...

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Why First Impressions Can Make or Break Your Home Sale

Posted on Sep 25, 2025


Why First Impressions Can Make or Break Your Home Sale

When it comes to buying a home in Canada, many deals are lost before a potential buyer even steps inside.

A recent Leger survey commissioned by Re/Max Canada revealed that over half of Canadians (51%) would walk away from a home if the neighbouring properties were in poor condition — with 18% ca...

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Get In Touch

Kirsten Pedersen

Town or Country Real Estate

Mobile: 905-691-7470

kp@agentkp.ca